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Office of the New York State Comptroller’s Seal

NYS Comptroller

Thomas P. DiNapoli

State Police Plan

For PFRS Tier 2, 5 and 6 Members

(Section 381-b)

Contributing Toward Your Retirement

Tier 2 Members

You don’t need to contribute toward your retirement. However, you can make voluntary annuity savings contributions, which will earn interest and provide an annuity above and beyond your regular pension benefit when you retire.

Tier 5 Members

You must contribute 3 percent of your reportable earnings until you retire or have 32 years of service credit, whichever comes first. These are mandatory contributions; they will not provide an annuity when you retire.

Tier 6 Members

You must contribute a percentage of your reportable earnings (see chart below) until you retire or have 32 years of service credit, whichever comes first.

For your first three years of membership, we use the annual wage provided to us by your employer to determine your contribution rate. After three years, we base your contribution rate on what you actually earned in the last completed State fiscal year (April 1 to March 31). Part-time employees contribute based on annualized wages. Contribution rates are set April 1 of each year. These are mandatory contributions; they will not provide an annuity when you retire.

Annual Wage Contribution Rate
$45,000 or less 3.00%
$45,000.01 to $55,000 3.50%
$55,000.01 to $75,000 4.50%
$75,000.01 to $100,000 5.75%
More than $100,000 6.00%