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NYS Comptroller

THOMAS P. DiNAPOLI

Claims for Deceased Owners and Estates


You can submit claims for deceased owners and estates online or by mail.

Who Can Submit a Claim for a Deceased Owner

  • Court appointed estate representative – if the court ever appointed a person to handle the deceased owner’s estate, that person must submit the claim.  Otherwise, claims can be filed by:
  • Surviving spouse
  • Immediate blood relative (children, parents, siblings)
  • Other blood relative (grandchildren, niece/nephew, aunt/uncle, cousins)
  • Creditor (such as the payer of funeral expenses)

In some cases, the Office of Court Administration may need to appoint a Voluntary Administrator, particularly if the claim exceeds $1,000. Visit their website for more information.

 

How to Claim for a Deceased Owner

You can submit your claim online if your relationship to the owner is listed above.  You’ll need to have the owner’s social security number (SSN).

  • Enter the name of person you're claiming for in the “Search for Individual” box on our Search for Lost Money page and select the item you wish to claim from the results.
  • Select your relationship to the owner.
  • If you have the owner’s SSN, select “yes” and next to continue.
  • Enter your SSN and the owner’s SSN.
  • Complete the Contact Information page – be sure to verify that your contact information is correct.
  • Validate your claim to submit and obtain your confirmation number.
  • We’ll send you an email within 24 hours explaining what documents are needed to complete your claim. Typically, we require a copy of the death certificate and Letters of Authority or a Small Estates Affidavit.
  • Send us the requested documents online by using your phone or mobile device to take a picture of the documents.

 

How to Claim for a Deceased Owner by Mail

Submit your claim by mail if your relationship to the owner is not listed above or if you don’t have the owner’s SSN. 

  • Enter the name of person you're claiming for in the Search for Individual box on our Search for Lost Money page.
  • Select your relationship to the owner.
  • If you don’t have the owner’s SSN, select “no” and next to continue.
  • Complete the information requested on the Mail Claim Form page.
  • Print the form, sign it and have your signature notarized by a licensed notary public.
  • Attach the documents listed in the Required Documentation section of the claim form.  These documents may include:
    • A copy of the owner's death certificate.
    • Proof of Address or Ownership connecting the owner to the address or funds.
    • Letters of Authority (Testamentary/Administration) issued by the court certifying your appointment dated within last six months (if claiming as a representative).
    • Small Estates Affidavit (if claiming as a relative or creditor)
  • Mail to:
    Office of the State Comptroller
    Office of Unclaimed Funds
    110 State Street
    Albany, New York 12236

What to Expect Next

We'll let you know if we need more information. Please don't pay for documentation or services until we notify you that you're entitled to the claim.

We process most claims involving deceased owners within 90 days. Claims involving complicated estates may take longer. We can process your claim faster if you send us the requested documents online.

When you get your check, please cash it as soon as possible. You have until December 31 of the following calendar year to cash it. For example, a check issued on March 1, 2014, may be cashed until December 31, 2015. If you don't cash your check, it will again be reported as unclaimed funds and you'll have to file a new claim.